"Prefab" still makes people picture a trailer or a flat-pack shed. A CompactLiving
home is neither. It's a code-built modular house, assembled indoors to fine
tolerances and engineered for four seasons — so it earns the same financing, the
same insurance and the same resale category as anything built on site.
How factory-built modular construction compares with on-site, stick-built work
across the things that decide a home's price, quality and value.
Across
CompactLiving
Factory-built
On site
Stick-built
Cost predictability
A configured, itemised price before you commit — unit ex-VAT, EXW, then a landed total with delivery, foundation and install.
Estimates that move with the build. Variations, weather and trade availability push the final number around.
Build speed
Built and finished on the line while the foundation is poured in parallel — then craned in and connected in days.
Sequential trades on an open site. Months of exposure, each stage waiting on the last.
Quality control
Assembled indoors under workshop lighting to repeatable tolerances — every unit inspected to the same standard.
Quality rides on whoever is on site that week, in whatever conditions the day brings.
Winter performance
Engineered for northern winters: a continuous, weather-protected thermal envelope with low U-values built in from the start.
Insulation fitted around weather and schedule, so the as-built envelope can fall short of the drawing.
Material waste
Cut from optimised stock on a controlled line — offcuts measured, sorted and largely reused.
Higher on-site offcut and spoilage, plus weather damage to materials waiting to be fitted.
Financing & insurance
A code-compliant, permanently-sited dwelling — the same category banks and insurers underwrite as any house.
Standard mortgage path, but draw-down financing exposes you to overruns across a longer build.
Prices are ex-VAT, EXW (factory); the configurator builds your landed total. U-value
and timeline specifics are confirmed per model and destination.
Category clarity
Modular is not "manufactured", and it's not a mobile home.
Modular home
What ours is
Built in finished volumetric modules to the building code of its
destination, then permanently set on a real foundation. Once it's down,
it's a house — indistinguishable in law, financing and lifespan from one built
board by board on site.
Manufactured / mobile home
What ours is not
Built to a separate vehicle or manufactured-housing standard, often on a chassis
and designed to be relocatable. It depreciates like a vehicle and is financed and
valued in a different — usually lower — category entirely.
Same word in casual speech. Completely different thing on a title deed.
A self-contained room in the garden — office, studio, guest space.
When it applies
You want usable, year-round space without sleeping it as a permanent dwelling. Often the lightest-touch route on planning.
Our Corner House sits here at entry, then scales up.
Granny annexe
A small, fully-serviced living unit beside the main house.
When it applies
Multi-generational living or a long-stay guest — a real home with its own kitchen and bathroom, dependent on the main dwelling.
A finished Cliff or kitted-out Corner fits the brief.
Modular home
A complete, code-built house — delivered in finished volumetric modules.
When it applies
A standalone, permanently-sited home to live in or let. Full building-code dwelling; financed and valued like any house.
The Cliff House is a modular home in the full sense.
The same finished unit can play any of these roles — the difference is fit-out,
siting and how your municipality classifies it. We
help you read the local rules before you commit.
Holds value
A house that appreciates — not a unit that depreciates.
Because it's a code-built, permanently-sited dwelling, a CompactLiving home is
valued and resold as real property — not written down like a vehicle. Three things
do the work.
Real property, real title
Fixed to a foundation and built to code, it sits in the property market — financed, insured and resold like any house.
It can earn while it sits
As a short-stay let or an income annexe, the home offsets its own cost — value you can put numbers to in the ROI calculator.
Engineered to last
A continuous four-season envelope and repeatable factory tolerances mean it ages like a well-built house, not a temporary structure.
Set on its foundation, it reads as what it is — a house, not a unit.
See for yourself
Look at the homes, not the stigma.
Three models — Corner, Cliff and TEO — one idea: a small footprint, finished at the
factory, built to hold its value. Walk the models, then build your own price — no
checkout, nothing committed.